This is a simple one. I am looking for a new bank as I find the fees on Bank of America oppressive. The parameters of the account to use for your evaluation are..
- Checking Account
- Visa or Mastercard logo’d debit card
- The price of the account per month with a balance of almost zero (in short, I don’t care that if I have $1000 in it it’s free)
- The overdraft fees PER TRANSACTION if they occur both WITH and WITHOUT overdraft protection
- Overdraft options that are NOT credit check based – e.g. savings account or a unrelated credit card
I am not absolutely hung up on physical branch access, but I will prefer banks that have branches in 07032.
Note: Requirement number 5 prevents me from using ING Direct
Go get ’em minions!